Asset location planning
today can lead to a better
tomorrow

Learn how the Life Income Plan® from CES can
help you build financial freedom in retirement.

Start building your asset location strategy

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plan effective?

Get a complimentary nonqualified benefit plan
assessment with Nonqualified Plan DoctorSM.

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Building winning
relationships with advisors
for nearly 30 years

Find out how working with CES can help you and
your firm accomplish your goals.

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Tax and asset location planning to help you find financial freedom.

For nearly 30 years, CES has offered some the most innovative approaches for retirement planning. Through key relationships, we’ve helped redefine what it means to be financially independent in the 21st century. Whether you’re an executive looking to bridge the income gap at retirement, a small business owner seeking ways to recruit, retain and reward your top talent, or a financial professional looking for new, innovative investment strategies for their clients, CES has the answer.

Asset Location is Key

Maximize your wealth and minimize future taxation

Asset Allocation

VS.

Asset Location

Asset allocation is the combination of asset classes in your portfolio such as stocks, bonds and cash.

Asset location refers to the combination of portfolio holdings and tax treatment when you withdraw your asset.

Asset location is key

Maximize your wealth and minimize future taxation

Asset Allocation

Asset allocation is the combination of asset classes in your portfolio such as stocks, bonds and cash.

VS.

Asset Location

Asset location refers to the combination of portfolio holdings and tax treatment when you withdraw your asset.

In this hypothetical illustration, 2025 tax rates are used to demonstrate potential tax liability savings.

Build a financial future that reflects your success

Accumulate Icon

Accumulate.

Our individual and corporate-owned benefit solutions are accumulation-focused, designed to help executives, professionals and small business owners meet their income replacement goals.

Manage Icon

Manage.

Our innovative CES Administration is with you every step of the way to help actively manage your plan. With a digital interface similar to 401(k) and brokerage account reporting, we provide ease of process, including notifications and annual reviews to help ensure optimal management according to your goals.

Distribute Icon

Distribute.

Access to your accumulated funds is a key consideration in planning for your financial future, which is why our solutions promote easily accessible, tax-friendly distribution models.